Clearing the Clutter!

 Haven't had a good day today only gone and lost my mobile phone sometime between getting up and going on the school rum. So cross with myself as I am waiting for a very important phone call plus the phone was on silent mode still from work the previous evening. The whole family have hunted high and low for the dam thing , I have moved furniture. emptied cupboards I even went as far as going through the bin and still can't find the dam thing.

  It has highlighted to me however the amount of unnecessary stuff we posses. So starting tomorrow there will be 3 Large boxes labeled Ebay, Charity and Bin and i will be trawling through every cupboard, nook , cranny and surface decluttering every room like a woman possessed .  I often take a bag of stuff to the charity shop and have even done the cash for clothes in the past but now its time to get RUTHLESS!  If I haven't used it in the past 6 months and wont be using it in the next 6 months its going!

   Hopefully this will save me a great deal of time in the future and I may actually find that wretched phone in the process. there will be less to tidy up, it will be far easier to locate the  things that we need. Plus the proceeds of anything sold on Ebay will go towards paying off the credit card.

Thanks for reading 

     J x

Getting organised

 Having reflected on my fails in stretching the pennies this morning its becoming increasingly obvious that the key to success is being  extremely organised! things have been a bit hectic recently and its time to sort it out. So here's my plan!

* check the  Bank accounts every day

* Pay the cost of a packet of fags off a bill each day ( motivational purpose as well as killing the bills)

*Buy the eldest two children a bus pass every Friday That will save me £240 a year that,s is a significant saving

*Do one main shop once a week and stick to my grocery budget

* Have an Ebay Selling session once a week all proceeds from which will go towards paying off the credit card.

* Buy one Christmas/ Birthday Present a week   and stash them away. Am trying to avoid any huge outgoings and with six children Christmas gets very expensive

* open a savings account( emergency fund) and deposit  a little money each month even if it is just £5   again this is to help motivate me and for any unexpected bills

 Well thats all for today not very exciting I know But will all make a positive contribution towards busting them bills taking us a step close to our dream! I cant wait to start seriously saving just need to get rid of them pesky bills first!

babies, business and battling nicotine!

 Well things are certainly looking up in the Ipie house we have our car back at last will save my poor legs from walking everywhere and my purse from taxi costs.

 I have been busy bulk cooking away including 16 pots of sweet potatoes, butternut squash and carrot babyhood for baby Ipie. I have saved myself a fortune doing this I cant believe the price of a tiny jar of baby food 88p a jar and I made 16 pots for less than £2.50. Tomorrow I will be making another 16 pots of cheesy mash and broccolli. She loves the homemade food and pulled a face when I gave her a taste of the jar food. Not only am I saving myself a fortune doing this its by far healthier for her. I also managed to buy her a highchair for £10 in the local childrens Barnardos shop .

On the fag free and fabulous front had a bit of a fail and had a sneaky fag so cross with myself for doing this what a waste of all my hard work.  I really need to maintain my motivation for this so will have to start posting daily to maintain my motivation as blogging really does help to maintain my focus! I am going to pay the cost of a packet against a bill daily too to help with the whole motivation thing too.

 I have also been thinking for a while now about ways to up my income I already do online surveys and hope to step this up a bit to start a little Christmas fund as it becomes very expensive for Santa to visit  six children. I am also going to sell a few of the girls posh frocks they have grown out of there is no point in having a designer dress in the wardrobe collecting dust that will never be worn again. The proceeds of which will all go towards getting rid of my credit card!

 I am also setting up a small business to try and bring a third income in to the house watch this space.... I will be launching the business in June. I really don't expect anything at first and only intend to start of small but hopefully the business will grow and bring in a few extra pennies. I am really nervous about starting up this venture and first thought of it six months ago hopefully it will work out for me fingers crossed.

 Hope all my readers are keeping well and what do you do to up your income?

   J X